--- title: Ruoff Mortgage Announces Partnership with Calque to Revolutionize Home Financing with Buy-Before-You-Sell Programs description: Ruoff Mortgage Announces Partnership with Calque to Revolutionize Home Financing with Buy-Before-You-Sell Programs image: https://news.ruoff.com/hubfs/RuoffBrand.jpeg --- ![Ruoff_Mortgage_FC-Sep-10-2021-06-34-00-38-PM](https://news.ruoff.com/hs-fs/hubfs/Ruoff_Mortgage_FC-Sep-10-2021-06-34-00-38-PM.png?width=230&height=90&name=Ruoff_Mortgage_FC-Sep-10-2021-06-34-00-38-PM.png "Ruoff_Mortgage_FC-Sep-10-2021-06-34-00-38-PM") # [Ruoff Mortgage Press Room](https://news.ruoff.com) [![“Email](https://news.ruoff.com/hubfs/MAIL-1.png "“Email")Media Inquiries](mailto:leah.schoenle@ruoff.com) ![“Download](https://news.ruoff.com/hubfs/DOWNLOAD-1.png "“Download")Download Media Assets ### Ruoff Mortgage Logos --- ![“Ruoff](https://news.ruoff.com/hubfs/Ruoff_Mortgage_FC-2-1-1.png "“Ruoff") [Download Assets](https://news.ruoff.com/hubfs/Ruoff%20Mortgage%20Logos.zip) × [![“Ruoff](https://news.ruoff.com/hubfs/DOCUMENTS-1.png "“Ruoff")Corporate Fact Sheet](https://news.ruoff.com/hubfs/Fact%20Sheet%20-%202022.pdf) [![“Ruoff](https://news.ruoff.com/hubfs/facebook-small.png "“Ruoff")](https://www.facebook.com/ruoffmortgage/) [![“Ruoff](https://news.ruoff.com/hubfs/Blog%20images/twitter-small.png "“Ruoff")](https://twitter.com/RuoffMtg) [![“Ruoff](https://news.ruoff.com/hubfs/Blog%20images/linkedin-small.png "“Ruoff")](https://www.linkedin.com/company/ruoff-home-mortgage?trk=company%20logo) [![“Ruoff](https://news.ruoff.com/hubfs/Email%20Images/instagram-small.png "“Ruoff")](https://www.instagram.com/ruoffmortgage/) # Ruoff Mortgage Announces Partnership with Calque to Revolutionize Home Financing with Buy-Before-You-Sell Programs October 18, 2024 [Leah Schoenle](https://news.ruoff.com/author/leah-schoenle) ![](https://news.ruoff.com/hubfs/_Blog%20Images%20-%20Content/ruoff-blog-avatar.jpg) Fort Wayne, IN (October 18, 2024) – Residential mortgage lender Ruoff Mortgage and Calque announce partnership to provide strategic solutions for homeowners and the launch of two ‘buy-before-you-sell’ programs, The Trade-In Mortgage™ and the Contingency Buster. These solutions are designed to help homeowners transition into their next home with greater ease and flexibility by empowering homebuyers to make strong, non-contingent offers on their next home– without the pressure of selling their current residence first. Ruoff Mortgage recognizes the challenges buyers face in today's competitive real estate market. With The Trade-In Mortgage, Ruoff now offers a solution that enables homebuyers to access their home equity upfront, allowing them to bid competitively and boost their chances of winning. Instead of worrying about the stress of two moves or waiting for their home to sell, buyers can now move into their next home and prepare their current property for sale afterward—all on their timeline. “Ruoff Mortgage has been a trusted name in the industry for decades, and their dedication to client success aligns perfectly with our vision at Calque,” said Michael Bremer, CEO of Calque. “Together, we’re changing the way people think about home financing by offering solutions that work for real people in real markets.” The Contingency Buster simplifies the home buying journey by eliminating the need for contingencies and giving buyers the financial advantage they need. With a guaranteed backup offer and access to their accumulated equity, homeowners can upgrade their living situation without the stress of timing their home sale perfectly. “It is quite common that our customers are faced with challenges around selling their current home before they can purchase a new home,” said Clint Morgan, Chief Lending Officer at Ruoff Mortgage. “We have partnered with Calque to provide better options to those customers, including the ability to close immediately on a new home before putting their current home on the market.”   **About Calque:** Calque partners with established community lenders to offer Buy-Before-You-Sell mortgage lending solutions that make the home purchase process simpler, less stressful, and more cost effective for homeowners. Innovative mortgage products such as The Trade-in Mortgage™ and Contingency Buster streamline the entire home purchase process from start to finish by enabling consumers to submit non-contingent offers that function like cash offers, buy and move into their new home before selling their current one, use the accrued equity on their existing home to increase their down payment and reduce their monthly payments, prep their original home for sale after they’ve moved out, and stress less during the process. Calque does not compete with lenders, but only utilizes best-in-class, FDIC-insured banks, credit unions, and mortgage banks in every state across the country. To learn more about Calque, visit [http://calqueinc.com](http://calqueinc.com).   **About Ruoff Mortgage:** Ruoff Mortgage is a full-service residential mortgage company with 70+ retail locations and originates in 31 states through their online consumer direct division. They have been ranked on the Inc. 5000 Fastest Growing Companies in America list for ten consecutive years and have appeared in the Top 50 Mortgage Companies in America and Top Mortgage Employer lists by several industry publications. Ruoff Mortgage has a 98.4% customer satisfaction rating, as compiled by CX leader, Experience.com. To learn more, visit [www.ruoff.com. ](http://www.ruoff.com)   Topics: [Press Room](https://news.ruoff.com/topic/press-room), [Homebuying](https://news.ruoff.com/topic/homebuying), [2024](https://news.ruoff.com/topic/2024) ### RECEIVE THE LATEST NEWS IN YOUR INBOX Search For Media Inquiries: **![MicrosoftTeams-image (77)-1](https://news.ruoff.com/hs-fs/hubfs/MicrosoftTeams-image%20(77)-1.png?width=132&height=189&name=MicrosoftTeams-image%20(77)-1.png)** **Leah Schoenle** **Director of Partnerships and Public Relations** [leah.schoenle@ruoff.com](mailto:leah.schoenle@ruoff.com) 260-999-6200 x 1161 ### Archive: - [June 2026 (2)](https://news.ruoff.com/archive/2026/06) - [April 2026 (3)](https://news.ruoff.com/archive/2026/04) - [February 2026 (2)](https://news.ruoff.com/archive/2026/02) - [October 2025 (1)](https://news.ruoff.com/archive/2025/10) - [July 2025 (2)](https://news.ruoff.com/archive/2025/07) - [June 2025 (2)](https://news.ruoff.com/archive/2025/06) - [May 2025 (2)](https://news.ruoff.com/archive/2025/05) - [April 2025 (3)](https://news.ruoff.com/archive/2025/04) - [February 2025 (2)](https://news.ruoff.com/archive/2025/02) - [October 2024 (1)](https://news.ruoff.com/archive/2024/10) - [September 2024 (1)](https://news.ruoff.com/archive/2024/09) - [August 2024 (1)](https://news.ruoff.com/archive/2024/08) - [July 2024 (1)](https://news.ruoff.com/archive/2024/07) - [June 2024 (3)](https://news.ruoff.com/archive/2024/06) - [May 2024 (3)](https://news.ruoff.com/archive/2024/05) - [February 2024 (1)](https://news.ruoff.com/archive/2024/02) - [July 2023 (2)](https://news.ruoff.com/archive/2023/07) - [June 2023 (1)](https://news.ruoff.com/archive/2023/06) - [April 2023 (2)](https://news.ruoff.com/archive/2023/04) - [March 2023 (3)](https://news.ruoff.com/archive/2023/03) - [February 2023 (1)](https://news.ruoff.com/archive/2023/02) - [November 2022 (1)](https://news.ruoff.com/archive/2022/11) - [August 2022 (2)](https://news.ruoff.com/archive/2022/08) - [June 2022 (2)](https://news.ruoff.com/archive/2022/06) - [May 2022 (1)](https://news.ruoff.com/archive/2022/05) - [April 2022 (2)](https://news.ruoff.com/archive/2022/04) - [March 2022 (1)](https://news.ruoff.com/archive/2022/03) - [November 2021 (1)](https://news.ruoff.com/archive/2021/11) - [September 2021 (1)](https://news.ruoff.com/archive/2021/09) - [August 2021 (1)](https://news.ruoff.com/archive/2021/08) - [July 2021 (2)](https://news.ruoff.com/archive/2021/07) - [June 2021 (2)](https://news.ruoff.com/archive/2021/06) - [May 2021 (2)](https://news.ruoff.com/archive/2021/05) - [April 2021 (3)](https://news.ruoff.com/archive/2021/04) - [March 2021 (3)](https://news.ruoff.com/archive/2021/03) - [June 2020 (2)](https://news.ruoff.com/archive/2020/06) - [March 2020 (1)](https://news.ruoff.com/archive/2020/03) - [February 2020 (1)](https://news.ruoff.com/archive/2020/02) - [October 2019 (1)](https://news.ruoff.com/archive/2019/10) - [August 2019 (1)](https://news.ruoff.com/archive/2019/08) - [April 2019 (1)](https://news.ruoff.com/archive/2019/04) - [March 2019 (1)](https://news.ruoff.com/archive/2019/03) - [February 2019 (2)](https://news.ruoff.com/archive/2019/02) - [January 2019 (2)](https://news.ruoff.com/archive/2019/01) - [August 2018 (1)](https://news.ruoff.com/archive/2018/08) - [July 2018 (1)](https://news.ruoff.com/archive/2018/07) - [June 2018 (2)](https://news.ruoff.com/archive/2018/06) - [May 2018 (2)](https://news.ruoff.com/archive/2018/05) - [April 2018 (2)](https://news.ruoff.com/archive/2018/04) - [March 2018 (1)](https://news.ruoff.com/archive/2018/03) - [February 2018 (2)](https://news.ruoff.com/archive/2018/02) - [January 2018 (1)](https://news.ruoff.com/archive/2018/01) - [September 2017 (1)](https://news.ruoff.com/archive/2017/09) - [August 2017 (1)](https://news.ruoff.com/archive/2017/08) - [June 2017 (1)](https://news.ruoff.com/archive/2017/06) - [May 2017 (2)](https://news.ruoff.com/archive/2017/05) - [March 2017 (1)](https://news.ruoff.com/archive/2017/03) - [October 2016 (2)](https://news.ruoff.com/archive/2016/10) see all ![Ruoff_Mortgage_Wht-4-1](https://news.ruoff.com/hs-fs/hubfs/Ruoff_Mortgage_Wht-4-1.png?width=213&name=Ruoff_Mortgage_Wht-4-1.png)  [NMLS Consumer Access Ruoff Home Mortgage NMLS ID: 141868](http://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/141868) **1700 Magnavox Way, Suite 220, Fort Wayne, IN 46804** **260.999.6200 | 800.627.8633** [Disclaimer](https://www.ruoff.com/licenses) | [Privacy Policy](https://www.ruoff.com/privacy-policy) ![Equal-Housing-Lender](https://news.ruoff.com/hs-fs/hubfs/Ruoff%20-Feb2017/Equal-Housing-Lender.png?width=50&name=Equal-Housing-Lender.png)![BBB-Logo](https://news.ruoff.com/hs-fs/hubfs/Ruoff%20-Feb2017/BBB-Logo.png?width=41&name=BBB-Logo.png)   2020 All Rights Reserved. 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